Pricing

Start free.
Grow into it.

Three plans. No spreadsheets. No surprises. Cancel any time.

Free

Clarity, no commitment.

$0/forever
Get started free
  • Net worth tracking — assets, liabilities, super
  • Income, budgets, transactions, dividends
  • Frank conversational AI (read-only)
  • WFH hours + work-km deduction tracker
  • Stamp duty calculator (state-aware)
  • Multi-job tax-free threshold check
  • Sinking fund tracking
  • Public rates transparency
  • Australia-wide: NSW · VIC · QLD · WA · SA · TAS · ACT · NT

Most popular

Standard

For most Australians.

$120/year

≈ $10/mo, billed annually · save $24/yr

Choose Standard
  • Everything in Free

Frank does the work for you

  • Frank proposes write actions you approve (budgets, goals, transactions, subscriptions)
  • Pin Frank answers to your dashboard
  • Voice + document understanding (paperclip a statement, dictate questions)

Tax-time clarity

  • Capital loss tracking + auto-record on disposal
  • Property: Div 40 + Div 43 depreciation, land tax, PPOR 6-year absence rule
  • Insurance adequacy + estate planning checklist

Plan ahead

  • Scenarios, what-ifs, modelling
  • Retirement calcs: Age Pension, drawdown projection, bucket strategy

If you have a side hustle or ABN· turns on if relevant

  • Sole trader: ABN profile, GST chip on transactions, BAS quarters auto-derived
  • PSI rules + sole-trader-aware deduction prompts

Pro

Complex structures + global.

$250/year

≈ $21/mo, billed annually · save $50/yr

Choose Pro
  • Everything in Standard

Multi-entity structures

  • SMSF compliance + defined benefit + pension-phase super
  • Family / discretionary trust distributions
  • Bucket company integration (income parking at corporate rate)
  • Division 7A — loans from your private company

Global income

  • ETF AMIT distribution breakdown
  • Foreign income + FITO calculator
  • Tax residency tracking + non-resident bracket handling

Every paid plan includes one free collaborator seat — invite your partner, accountant, planner, broker, or adviser. Extra seats are $5/month each.

Why three plans

Each plan is designed for a real-world situation.

Free

Single income, mortgage, super, savings, maybe shares.

Net worth tracking, basic tax, capital losses, Frank to ask questions — the bulk of what most people actually need to be informed.

Standard

Couple with super + maybe an investment property, or a sole trader.

The advanced AU tax surfaces most households need — depreciation, land tax, PPOR 6-year rule, capital losses, BAS — plus Frank that can act on your behalf with approve / reject.

Pro

SMSF trustee. Family trust with bucket co. Foreign income or non-resident. The structurally-complex household.

SMSF compliance, ETF AMIT cost-base adjustment, trust distributions, FITO, residency-aware brackets — the structural pieces a great accountant or adviser will still bill for, just with cleaner data to work from.

For finance professionals

Practice tiers.

For accountants, planners, brokers and advisers. Each tier includes the practice surface (BAS workflow, engagement letters, white-label, branded portal) plus N client licenses — every client you invite gets their own personal Finance Frank account.

Starter

50 clients

$2,000/yr

≈ $167/mo billed annually

Sole accountants and pilots. Plenty of room to test Frank with your first 10 clients before going wide.

Start Starter
Most popular

SMB

200 clients

$5,000/yr

≈ $417/mo billed annually

Small to mid-sized practice with 2–5 staff. The most common starting tier for an established firm.

Start SMB

Growth

750 clients

$10,000/yr

≈ $833/mo billed annually

Established firm with 5+ staff. Roomy enough for hundreds of clients without thinking about caps.

Start Growth

Enterprise

Unlimited

Custom

Annual contract, invoiced

Multi-partner network. Custom pricing, dedicated onboarding, invoiced annually.

Contact sales

All prices in AUD. Tier upgrades prorate automatically — change tier any time. See the practice surface in detail →

Common questions

Frequently asked.

Can I switch plans anytime?

Yes. Upgrade and the new features turn on immediately. Downgrade and the higher-tier features are hidden but your data is kept.

What if I don't need every feature?

You don't turn them all on. Frank's setup survey asks 6 questions and turns on only what's relevant. You can toggle individual features in Settings → Features any time.

How does sharing work?

Every paid plan includes one free collaborator seat — perfect for inviting your partner, or any professional you work with (accountant, planner, broker, adviser). Additional seats are $5/month each. They get role-based access (viewer, editor, admin) per entity.

Is Frank giving me financial advice?

No. Frank organises your data and runs the calculations — and tells you when a question needs a licensed professional. We hand off cleanly: your accountant, planner, broker or adviser sees structured data, not screenshots from a budgeting app.

Where is my data?

Australian-hosted. Encrypted at rest and in transit. We never share or sell your data. You can export or delete everything at any time.

Does Frank work with the professionals I already use?

Yes — and they tend to like us. There's an Accountant Pack export (CGT, depreciation, dividends, trust distributions) sized for a tax agent's software, plus shaped exports for planners, brokers and advisers. Invite them directly with read-only or editor access on whichever entities they need.

How current are the tax rates Frank uses?

Every numeric tax / super constant lives in a public registry with source URL + last-verified date. A weekly verifier checks against the original ATO / Services Australia / state revenue pages and alerts on drift.

Free is genuinely useful.

No card required. 90-second setup.

Get started — free